neil: kelly clarkson added to the program for ceremonies today. i guess that makes two idols that will be there, kelly and, of course, me. everyone, see lots of us monday on fox news and fox business at 11:30 a.m. eastern time on this fine channel covering the inauguration itself, on back at 4 p.m. switching over to fox news, and a few hours later, 8 p.m. on fox business. they say, neil, that's a very long they, cold out there. what are you doing to stay warm? well, i don't know. all right. in the meantime, first, that is one small confession for this armstrong, one giant flood gate of lawsuits. ♪ [ roasting firewood ] ♪ many hot dogs are within you. try pepto-bismol to-go, it's the power of pepto, but it fits in your pocket. now tell the world daniel... of pepto-bismol to-go. pull out the paper and...what!!?? an article that says a typical family pays $155,000 in "wall street" fees on their 401(k)s? seriously? seriously. you don't believe it? search it, "401k 1k." >> this is a test trade. and roll over your old 401(k)s to a new e-trade retire